Getting Paid

Tips and strategies for UK tradespeople to get paid on time, chase late payments, and improve cashflow.

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Trade credit insurance: protecting your cash flow when clients don't pay

When a client goes bust or refuses to pay, trade credit insurance means you don't have to write off the debt entirely. Here's what it covers, what it costs, and whether it's worth it for your trade business.

11 September 20265 min read
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Cash flow management for tradespeople: stop running out of money mid-month

Cash flow kills more trade businesses than bad workmanship ever will. Here is how to stop the feast-or-famine cycle with shorter payment terms, deposits, and automatic reminders.

11 September 20268 min read
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Retentions in UK construction (2026): how they work, HGCRA rights and release

UK construction retentions work in 2026: typical hold-backs, PC/DLP release, HGCRA payment rights, insolvency risk and how to invoice release.

7 September 202614 min read
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Deposit Invoices for Tradespeople: How to Take One (UK)

How UK tradespeople take deposits safely: what to put on a deposit invoice, how much to ask for, and how to handle deposits for materials and bigger jobs.

4 September 20265 min read
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Payment reminders UK (2026): 4-stage sequence, Bank Rate + 8% and templates

UK payment reminder sequence for trades in 2026: four stages, Bank Rate + 8% interest wording, B2B vs consumer, and copy-paste templates. Illustrative figures only.

2 September 202614 min read
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Chase late payments without losing clients UK (2026): reminders, interest and tone

UK guide to chasing late invoices without burning clients: reminder cadence, WhatsApp vs email, B2B statutory interest 11.75%, LBA outline. Not legal advice.

2 September 202616 min read
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How to calculate late payment interest UK (2026): Bank Rate + 8% and compensation

How to calculate UK B2B late payment interest in 2026: Bank Rate + 8% (11.75% while Bank Rate is 3.75%), six-month reference dates, £40/£70/£100 compensation, worked examples. Sourced from GOV.UK and Bank of England — no unsourced survey stats.

1 September 202613 min read
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Deposit payments for UK tradespeople: see the 2026 template

This older URL now points to InvoiceAdept's complete 2026 UK deposit invoice template covering CIS, VAT £90,000, stages and examples.

27 May 20261 min read
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Handling Deposit Payments as a UK Tradesperson

Discover the essentials of handling deposit payments as a UK tradesperson in 2026 to ensure smooth and secure transactions.

21 May 20266 min read
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Handling Deposit Payments for UK Tradespeople

Discover how UK tradespeople can effectively handle deposit payments in 2026, ensuring they're paid for their work.

20 May 20266 min read
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How to Handle Deposit Payments for Tradespeople UK

Discover effective strategies for managing deposit payments as a UK tradesperson. Boost your business's cash flow today.

19 May 20266 min read
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Chase late invoices UK: see the 2026 guide

This older URL now points readers to InvoiceAdept's complete 2026 UK guide on chasing late payments without losing clients: reminders, tone and interest.

10 May 20263 min read
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How to charge for call-outs and emergency work fairly

Master the art of fair call-out and emergency charge pricing for UK tradespeople, while ensuring transparency and compliance with consumer laws.

29 March 20266 min read
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How to write a payment schedule for large trade jobs

Discover how to write effective payment schedules for large trade projects and manage cashflow, milestones, and materials efficiently.

29 March 20266 min read
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How to handle disputes with customers in the UK

Learn how UK tradespeople can handle customer disputes effectively, with 2026 UK data and practical tips.

13 March 20266 min read
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Get paid faster as a UK tradesperson (2026): same-day invoices, deposits and clear terms

Practical UK trades guide to get paid faster: same-day invoices, deposits, stages, card vs BACS, 14-day terms and B2B late-pay rights.

11 March 202612 min read
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How to deal with clients who will not pay in the UK

Step-by-step guide to recovering unpaid invoices in the UK, from polite reminders through to small claims court, with costs and timelines.

11 March 20268 min read
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Late payment rights UK tradespeople (2026): Bank Rate + 8% and what to do

Checked 1 September 2026: what UK tradespeople can actually claim on late commercial invoices — statutory interest at Bank of England Bank Rate + 8% (3.75% + 8% = 11.75%), fixed compensation of £40/£70/£100 per invoice, reasonable recovery costs, the six-month reference date rule, and how to escalate to a formal demand or Money Claim Online. GOV.UK and Bank of England sourced; B2B debts only.

26 February 202613 min read
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