Tax & Compliance

UK tax guides for self-employed tradespeople — VAT, CIS, self-assessment, and HMRC compliance.

RecordsInvoicesSelf EmployedHMRCUK

How long to keep invoices UK (2026): sole trader, CIS and VAT records

How long UK trades should keep invoices and records - sole trader vs limited company, VAT £90k, CIS packs, plus a simple year-folder example.

14 September 20266 min read
Read
self-employedHMRC registrationsole traderSelf AssessmentNational Insurancetax

How to register as self-employed in the UK: step-by-step for tradespeople

A no-nonsense guide to registering as self-employed in the UK. Covers HMRC registration, deadlines, National Insurance, tax allowances, and what records to keep from day one.

12 September 20267 min read
Read
expensestax deductionsself employedHMRCsole tradermileageworking from home

Allowable expenses for self-employed UK: the complete 2026 list

Every expense you can claim as a self-employed person in the UK, with exact figures for mileage, working from home, tools, clothing, and more. Includes the expenses HMRC will reject and how long to keep records.

12 September 20269 min read
Read
CISgross payment statusconstruction industry schemetax deductionsself-employed

Gross CIS payment status: how to stop tax deductions from your invoices

Under CIS, most subcontractors have 20% tax deducted from every invoice. Gross payment status lets you receive payments in full. Here is how to apply, what you need to qualify, and what to watch out for.

12 September 20267 min read
Read
vattaxself-employedtradespeopleflat rate

Flat rate VAT scheme for tradespeople: is it worth it?

A practical guide to the Flat Rate VAT Scheme for UK tradespeople. Find out if it saves you money, which trades qualify, and how to join.

9 September 20267 min read
Read
tax-and-complianceexpenseshmrcsole-trader

How to keep expenses as a sole trader: a simple system that works

Good expense records save you money and keep HMRC happy. This guide shows sole traders how to track business expenses simply and effectively in 2026, with or without a spreadsheet.

9 September 20266 min read
Read

Allowable expenses for UK gas engineers (2026): Gas Safe, mileage and Class 4 NI

UK gas engineer allowable expenses for 2026/27: wholly and exclusively, Gas Safe (not NICEIC), 55p/25p mileage, Personal Allowance £12,570, Class 4 NI at 6%/2%, 5-year records, VAT £90,000. InvoiceAdept does not file Self Assessment.

4 September 202613 min read
Read

Sole trader simplified expenses: when they save you money

4 September 20266 min read
Read

CIS vs PAYE UK (2026): employment status, 20%/30% deductions and payroll

CIS vs PAYE is status first, not a tax menu. Contractor withholds 20%/30%. VAT £90,000. InvoiceAdept does not file CIS300 or run PAYE.

4 September 202616 min read
Read

Payment on Account for UK Self-Employed Explained

Discover what payment on account means for UK self-employed individuals in 2026. Avoid pitfalls.

4 September 20264 min read
Read

When to Register for VAT as a UK Plumber

Discover when a UK plumber should register for VAT in 2026, ensuring compliance and maximising your financial efficiency.

4 September 20268 min read
Read

Tradesperson Tax Return Guide UK 2026

Discover the essential steps for UK tradespeople filing their 2026 tax returns. Avoid common mistakes and stay compliant.

4 September 20265 min read
Read
VATReverse ChargeConstructionBuildersUK

VAT Domestic Reverse Charge for Builders: Invoicing Guide

The VAT domestic reverse charge for construction: when it applies, who invoices what, and how to keep your invoices compliant.

1 September 20265 min read
Read
MileageTaxSelf EmployedTrades2026

Self-Employed Mileage Allowance 2026: Rates for Tradespeople

HMRC's 2026 mileage rates for self-employed tradespeople: 45p first 10,000 miles, 25p after — and what counts as a business mile when you work on site.

1 September 20265 min read
Read
tax-and-compliancecishmrccontractors

CIS monthly returns UK (2026): CIS300, deadlines, verification and deductions

Contractor CIS300 guide for 2026: you deduct 20%/30%/0% from labour (HMRC does not), file by the 19th, verify first, materials evidenced. InvoiceAdept does not file CIS300.

30 August 20265 min read
Read
CISPAYEtax adviceUK tradescompliance

CIS vs PAYE UK: see the 2026 guide

This CIS vs PAYE page is consolidated into the 2026 UK guide. Status first, then CIS 20%/30% or PAYE — not a second long article.

29 May 20263 min read
Read
business structuretaxUK trades

Sole Trader vs Limited Company UK: A Tradesperson's Guide

Deciding between sole trader and limited company? Discover key differences, benefits, and pitfalls for UK tradespeople in 2026.

11 May 20267 min read
Read
Employment Rights Billemployment lawhiring stafftradespeoplePAYE

Employment Rights Bill 2026: changes for trade employers

The Employment Rights Bill 2026 brings significant changes for UK tradespeople employing staff, shifting employment law substantially.

29 March 20266 min read
Read
dividend taxlimited companysole tradertax planning2026

Dividend tax rise 2026: sole trader vs limited company

Explore the implications of the 2026 dividend tax rise for UK tradespeople comparing sole trader and limited company structures.

28 March 20264 min read
Read
Building Safety Levybuilding regulationsdeveloper levyconstruction tax2026

Building Safety Levy 2026: a tradesperson's quick guide

The Building Safety Levy 2026 obliges developers to pay for new residential projects, indirectly affecting tradespeople’s margins and project timelines.

28 March 20266 min read
Read
employer NINational Insurancetax 2025tradespeoplePAYE

Employer NI rise 2025: what it means for tradespeople

Learn about the employer National Insurance rise in 2025, its cost impact on tradespeople, and strategies for managing increased expenses.

28 March 20266 min read
Read
van-purchasecapital-allowancessole-tradertax-efficiency

Tax-efficient ways to buy a van as a sole trader in the UK

27 March 20266 min read
Read
reverse-chargevatconstructioncis

Domestic reverse charge VAT for construction: what UK tradespeople need to know

27 March 20266 min read
Read
working-from-homeexpensesself-employedhmrctax

Working from Home Expenses for Self-Employed: What You Can Claim in 2026

Explore the 2026 guidelines for claiming working from home expenses as a self-employed individual in the UK. Learn what you can deduct to optimize your tax returns.

22 March 20265 min read
Read
cash-basisaccountingsole-traderhmrctax

Cash Basis Accounting for Sole Traders: A Simple UK Guide

Discover the essentials of cash basis accounting for sole traders in the UK. This guide simplifies your accounting process, making it easier to manage your finances effectively.

22 March 20267 min read
Read
Gas Safe registrationgas engineer UKgas safe registergas qualifications UKheating engineer

How to get Gas Safe registered UK

Gas Safe registration is a legal requirement for anyone working on gas appliances in the UK. This guide explains exactly how to get Gas Safe registered in 2026, including the qualifications you need, the application process, and how much it costs.

16 March 20269 min read
Read
CIStax complianceconstruction

Construction industry scheme CIS guide UK 2026

Understand the construction industry scheme (CIS) in the UK for 2026 with practical tips, HMRC guidance, and real money examples.

14 March 20266 min read
Read
VATtaxHMRCMTDsole-trader

How to submit a VAT return online: step-by-step guide for 2026

A plain-English walkthrough of how to submit your VAT return online via HMRC in 2026, including MTD requirements, the nine VAT boxes, payment deadlines and common mistakes.

12 March 20265 min read
Read
taxHMRCrecord-keepingself-employedcompliance

HMRC record keeping for the self-employed: what to keep and for how long

HMRC can fine you up to £3,000 for poor record keeping. Here is exactly what records a self-employed tradesperson must keep, for how long, and the simplest way to stay compliant.

12 March 20265 min read
Read
taxcapital-allowancesHMRCsole-traderequipment

Capital allowances for tools and equipment: what tradespeople can claim

Bought a new van, tools or equipment for your trade? Capital allowances let you deduct the cost from your taxable profit. Here is how the Annual Investment Allowance, writing-down allowances and the 2026 changes work.

12 March 20265 min read
Read
taxIR35contractorslimited-companyHMRC

IR35 explained: what self-employed contractors need to know in 2026

IR35 could mean paying thousands more in tax if your contract is caught. This plain-English guide explains how the rules work, what the three key tests are, and how to protect yourself.

12 March 20266 min read
Read
taxself-assessmentHMRCdeadlinesMTD

UK tax deadlines for the self-employed: your 2026 and 2027 calendar

Miss a self-assessment deadline and HMRC will fine you — even if you owe nothing. Here are all the key UK tax dates for 2026 and 2027 that self-employed tradespeople need in their diary.

12 March 20265 min read
Read
VATTax & ComplianceUK TradesMTD

When to register for VAT UK (2026): £90,000 threshold for trades

When to register for VAT UK (2026): £90k threshold for trades, historic vs 30-day tests, voluntary registration and MTD.

11 March 202614 min read
Read
mileagetaxself-employedHMRC

How to claim mileage as a tradesperson in the UK

HMRC lets you claim 45p per mile for the first 10,000 miles and 25p after that. Here is how to track and claim mileage correctly as a self-employed tradesperson.

11 March 20265 min read
Read
national insurancetaxself-employedHMRCpension

National Insurance for self-employed tradespeople in 2026

Class 2 NI was scrapped in April 2024. Here is what self-employed tradespeople pay in 2025/26, how to calculate it, and what counts towards your state pension.

11 March 20265 min read
Read
VATtaxHMRCregistrationMTD

VAT Registration for UK Tradespeople: When, Why, and How

Everything UK tradespeople need to know about VAT registration — the threshold, voluntary registration, flat rate scheme, and how to handle VAT on invoices.

23 February 20267 min read
Read
self-assessmenttaxHMRCNational Insuranceexpenses

Self-Assessment Tax for UK Tradespeople: What You Need to Know

A plain-English guide to self-assessment tax for UK tradespeople — income tax bands, National Insurance, allowable expenses, and key deadlines.

21 February 20267 min read
Read
CISconstructionsubcontractorHMRCtax

CIS Explained: What Every UK Subcontractor Needs to Know

A clear guide to the Construction Industry Scheme — registration, deduction rates, invoicing, and how to claim back overpaid CIS deductions.

19 February 20267 min read
Read